Required Documents

  • Past two (2) years W-2 statements
  • Pay Stubs covering the last (30) thirty days
  • Three most recent monthly bank statements
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposits
  • Copy of the purchase and sale agreement
  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced…a fully executed divorce decree
  • For a refinance...a copy of the deed, and most recent tax bill
  • A letter of explanation for any known credit problems

    For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

Hometown Mortgage Corp.

4200 State Hwy 30

Amsterdam,

New York

12010

We write government insured loans including FHA, Reverse for Seniors, USDA(Farmers Home) and VA for veterans.

(518) 527-4647

Hometown Mortgage Corp. (NMLS# 8166) is a Registered Mortgage Broker - NYS Department of Financial Services License A004823.
All loans are arranged thru third party providers.